Moving your capital, property and family to the Florida coast, clearly planned.
Residency and days, tax treaties, estate planning, banking, currency and property. We explain how it fits together and connect you with the right licensed specialists, in English, French, Spanish, Italian or Hebrew.
For individuals, families and family offices from Canada, Europe and beyond · Over 75 years of combined real estate experience
Three ways in
I'd like to buy on the coast
What a place really costs to own, how foreign buyers finance, and how many days you can spend here each year.
The buyer's guide → SellingI own here and I'm selling
How the withholding at closing works, how most of it is released, and how to plan the sale so nothing surprises you.
The seller's guide → Families & advisorsI advise a family, or I am one
Professional, discreet and strictly confidential. We work through your advisors, with one plan across tax, estate, banking and property.
How we work with families →What moving capital and family across a border involves
Buying a home is usually the visible part. The decisions around it matter as much, and they work best in the right order.
Days and tax residency
How many days you can spend here, and the annual form that keeps most winter residents non-resident for U.S. tax.
Read the guide → TreatiesYour country's rules
Entry, tax treaties and estate tax treaties for Canada, Europe, the Mediterranean, Israel, the Gulf and beyond.
See your country → EstateHolding structure and estate tax
Personally, by trust or by company: a choice to make before you sign, with a cross-border specialist.
How it works → Banking & currencyMoving the money
Cross-border banking, foreign-national lending and currency planning on large transfers.
Find a specialist → PropertyThe true cost of owning
Every line of a year's ownership costs, on a real example, before you choose a home.
See the breakdown → Health & insuranceCoverage while you're here
Provincial health rules for Canadians, travel medical and international health insurance.
Read more →Golf, new luxury towers and business
A home in a golf club community
Jupiter, Palm Beach Gardens, Wellington, Boca Raton, Parkland and Coral Gables: how club memberships work and what to check before you buy.
Golf communities → New developmentThe new luxury condominiums
From Pompano Beach and Sunny Isles to West Palm Beach and Brickell: the main projects being built now, and how buying before completion works.
New condominiums → Business & commercialMoving or expanding a business
For owners, manufacturers, investors, builders and developers: why Florida, where to locate near home, and the incentives that matter.
Business & commercial → Family officesFor families and their offices
Confidential from the first call, with non-disclosure agreements, off-market searches and one coordinated plan through your advisors.
How we work with families →Ninety miles, three counties, very different lifestyles
Palm Beach for privacy and culture. Fort Lauderdale for life on the water. Miami for the international city. And a new generation of neighbourhoods between them, from West Palm Beach's downtown to Pompano Beach's new oceanfront towers.
From Montreal to Monaco
Our clients come from Canada, the United Kingdom, France, Monaco, Italy, Switzerland, the rest of Europe and the Mediterranean, Israel, and the islands and allies whose residents have long wintered on this coast.
Buying here from abroad is routine, and very manageable when it's planned. A few things work differently for non-residents: the deposit lenders ask for, the number of days you can spend here, and what happens at closing when you sell. We walk you through each one. See what applies in your country.
Approximate scheduled nonstop times; seasonal routes vary.
From first question to settled in
A first conversation
Where you live, what you're moving and when. Twenty minutes, by phone or video.
Your specialists assembled
We introduce you to the cross-border lenders, accountants and lawyers in our directory, so every question goes to the right expert.
A plan that fits together
Days, tax, estate, banking and property sequenced in the right order, so no decision undoes another.
Property, when you're ready
We introduce a licensed Florida brokerage suited to your brief and stay alongside you through closing.
Let's talk about how we can work together
If your clients are moving capital, property, a family or a business to South Florida, we would welcome a private and confidential conversation about how we can help them, and you.
We work alongside:
- Estate and tax attorneys
- Cross-border accountants
- Private bankers and wealth managers
- Family offices
- Immigration counsel
- Lenders and mortgage professionals
- Builders and developers
- Luxury general contractors
- Insurance advisors
- Relocation and concierge firms
Every conversation is confidential. No client lists exchanged and no sales pitch.
Frequently asked questions
Can a foreigner buy property in Florida?
How many days can a Canadian spend in Florida each year?
Can foreign buyers get a mortgage in Florida?
What areas does Nova Horizons cover?
Which languages do you work in?
Is Nova Horizons a real estate brokerage?
Planning a move to South Florida?
Tell us a little about your plans. We'll reply, usually within one business day.